7 Best Gold IRA Companies of 2022 (Ranked and Reviewed)
Choosing the right gold IRA company is vitally important if you want to achieve your retirement goals. From your decision on where to purchase and store the gold, to the actual possession of your gold bars and coins, the best gold IRA companies can help you protect your financial future. In this guide, I ranked and reviewed the 7 best gold IRA companies, so that you can pick the best one for you.
Augusta Precious Metals
Augusta helps retirement savers gain peace of mind by diversifying savings with gold. Customers receive specialized attention from every department.
Birch Gold Group
Get metals shipped directly to your home. Using safe and secure methods for delivery, you can rest assured that your investment is safe while it’s on the way to you.
Goldco Precious Metals
From Precious Metal IRAs to direct purchases of precious metal coins and bars, Goldco can help diversify and safely grow your retirement portfolios.
With precious metals that include gold, silver, and platinum, Advantage Gold offers the right IRA accounts that are great for anyone looking for safety and stability in the market.
With a wide range of metal and crypto products, Regal Assets are an IRA company that you can rely on if you’re considering investing in any type of precious metal.
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With as much as 13% of non-retired people in the U.S. not having anything saved up for retirement, investing in gold is becoming a more well-known strategy to build up wealth.
The idea is that as other assets depreciate in value, gold will hold its worth and provide stability.
As such, many people are interested in opening a gold IRA account, which is defined as a specific type of retirement account to hold gold as a qualified retirement investment.
Investing in gold can be incredibly lucrative for those that have the right know-how and is one of the ways to make money through passive income. The key, however, is knowing where to open an account and then how to invest correctly.
While this might seem like a straightforward task, there are a few factors that one should look out for.
To make life easier for those that might be looking to open a gold IRA, in this post, I have researched the top gold IRA companies and ranked them based on their reputation as well as their general safety and security. Let’s get right into it.
The following is a list of the top-rated gold IRA companies at the moment.
Providing non-commissioned sales when it comes to Gold IRAs, I recommend Augusta as the number #1 provider to work with. Chosen by top athletes to help secure their wealth, this company has the reputation to back up its claims.
Gold, Silver, Coins
Augusta Precious Metals is the company you’ll want to explore if you’re looking for a firm that can educate you on the current economy, assist you to diversify your savings during these uncertain times, and empower you with a gold IRA.
Balancing your retirement savings can be quite a complex feat but it’s one that Augusta Precious Metals takes care of for you. As a firm committed to helping their customers grow their savings, this is considered one of the best companies to invest with based on how they take care of all one’s needs and answer any questions that might arise during the precious metal investing process.
This includes explaining the steps needed when it comes to taking over physical custody of your metals and transferring them to another custodian.
The team at Augusta Precious Metals is passionate about educating and empowering individuals like you to diversify retirement savings and gain peace of mind.
They also have a Harvard economist that meets with every potential customer personally and walks them through every step of the gold rollover process.
Want to get the complete picture of what this company can offer you? Check out my full Augusta Precious Metals review.
- A Harvard economist is assigned to you, to assist you in your journey. Your contact works as your connection between you and Augusta.
- Their education team explains the economy of gold and silver markets to you to ensure you are informed about the latest investment decisions.
- You choose which precious metals to purchase, and the Augusta Precious Metals order desk constructs your gold and silver portfolio based on your selections.
- You can get a copy of the same guide that famous people (such as Hall of Fame quarterback Joe Montana) used to ensure their retirement is secure.
- They have a non-commissioned sales floor.
- The have no complaints since 2012 and have the highest BBB rating among gold IRA providers.
Get started with Augusta Precious Metals.
2. Birch Gold Group.
With just the right prices when setting up your gold IRA, Birch Gold Group is the ideal company when it comes to protecting your investments from market volatility. They also come highly recommended by many as they are one of the most sought after IRA-providers in the country.
The Birch Difference
Gold, Platinum & More
Birch Gold Group allows you to safeguard your retirement fund, so you can sleep well at night knowing your assets are safe.
Being one of the leading dealers of precious metals in the U.S., they provide high-quality services at some of the best prices you’ll find.
Empowering their customers through knowledge and understanding, they’ll enable you to make the best choices for your particular situation.
- With their reputation for excellence, they are unquestionably among the best and this is reflected in their customer satisfaction stats.
- With many lucrative benefits offered, you’ll be able to make the most of the chance to grow your retirement fund with ease and security.
- They offer an informational kit to enable you to make the best possible choices for your circumstances.
Check out my full review of Birch Gold Group for more information.
Get started with Birch Gold Group.
If you want to learn how to make the most out of your gold (through personalized attention), then I recommend Goldco. They explain how the whole process works and provide you with the right guidelines to ensure you make the right investment decisions.
The Right Guidance
Various Precious Metals
Goldco Precious Metals works with customers who want to diversify and add value to their retirement plan portfolios by partnering with them in the purchase of precious metal gold and silver coins (as well as bars).
Your gold and silver purchases will be based on the advice of a knowledgeable financial advisor who can provide you with the information you need to make an educated decision.
With the ability to request a free kit to learn more about what gold investing is all about, you will be able to get started quickly once you set up your account.
To make things even better, they also offer a free educational seminar that will help you learn more about the specifics of investing in gold and silver. Overall, this is considered one of the best companies to invest with, due to its convenience and ease of use.
- Goldco Precious Metals is a trustworthy, reliable, and incredibly efficient resource, making it easy to get access to top-level information about how to invest in gold
- Get up to 10% back when you make a qualified purchase on their website
- With their easy 3 step process involved in opening an IRA, you can trust Goldco to have your best interest at heart and protect your retirement portfolio
Read my full Goldco review for more in-depth information.
Get started with Goldco.
4. Advantage Gold.
Rolling your retirement into an IRA is not a process to take lightly. You need to consider all of the ramifications and make the best decision for you and your family. That’s why I recommend Advantage Gold when it comes to ensuring that your retirement funds are protected. Advantage Gold has been in business for years, and they have a sterling reputation for providing quality products and services to their clients.
Rolling Your Retirement
Gold, Palladium & More
Advantage Gold makes the process of rolling over your IRA to a gold and silver investment easy and simple. They’ve helped thousands of Americans from all walks of life invest in physical metals by taking care of the entire process from start to finish.
Voted as the #1 trusted Gold IRA company for five consecutive years, Advantage Gold has one of the best customer services in the industry.
With their well-known Delaware depository for gold, they make it easy and secure to transfer assets out of an existing IRA and into a gold-backed account.
- As a regulated gold IRA custodian, Advantage Gold is committed to the security of your assets and provides you with a secure platform for making sound investments.
- They’ll assist you with all your questions as well as ensure that the gold investment you choose will help grow your retirement savings.
- At any time you choose, you can sell any metal you buy from them at the value of the current market. This means that you can liquidate your gold investment at any time.
- Get your hands on a free book (written by New York Times Bestseller Jim Rickards) when you open up a new account.
Get started with Advantage Gold.
5. Regal Assets.
Want to diversify your retirement fund by investing not only in gold and precious metals IRA, but also crypto? Regal Assets can help you do just that. I suggest you check out what they have to offer and consider their advice when it comes to your long-term wealth strategy.
Diversifying Your IRA
Gold, Crypto & More
Regal Assets have been serving customers online for over 10 years and are currently one of the most reliable companies to partner with when it comes to making long-term gold investments.
The company places a strong emphasis on its commitment towards following all industry regulations as well as protecting the rights of its customers. For the past ten years, they’ve kept an unrivaled reputation in the precious metal business. You may rest assured that you’re dealing with the most reputable firm in the business.
You can also invest in other metals and cryptocurrencies for a wider range of assets in your investment portfolio.
- Use their easy-to-follow guide on their website to create a solid investment strategy that takes care of your future.
- Receive knowledgeable guidance regarding how to invest in gold for the first time through their live chat – making it easier for you to make sound decisions.
- Be able to purchase precious metals conveniently without having to worry about security or liquidity issues.
- Get your hands on a 100% free informational kit that will help you understand their full process and what you can do to protect your retirement.
Request An Investor Kit From Regal Assets To Get Started With Metals & Crypto.
6. Noble Gold.
Noble Gold numismatics handpick their gold and silver – when it comes to both coins and bars.
The main benefit of this is that you’ll be able to take advantage of the best possible prices as everything is precisely selected by experts who know their precious metals inside and out.
Additionally, they can create handpicked selections that are also delivered to you in the case an emergency strikes. This means that you’ll be able to get the gold you have stored with them quickly and efficiently when you really need it.
- With a focus on top-notch security, your precious metals will be well taken care of and safe from harm.
- With a team of experts who have knowledge and expertise in the sector, you’ll be able to rest easy knowing that they’re hard at work to bring you the best possible prices.
- They come recommended for numismatic coins, which means that you’ll be able to take advantage of the best current prices
- All their gold is kept safe in their private gold deposits in Texas, a state which protects its rights
Get started with Noble Gold.
7. Patriot Gold Group.
With the Patriot Gold Group, you’ll never pay retail, and you’ll always deal directly with the owners. As a company, they’ve worked for the country’s largest precious metal investment corporations, gaining extensive expertise in the sector.
They negotiate on your behalf to obtain the best possible pricing on gold and silver, cutting out several levels of executive and investor compensation.
All of this means you’ll be able to turn a profit on your investments instead of having to pay an arm and leg for the metals.
With a freely provided VIP newsletter containing the latest news, updates, and market prices, you’ll always be up to date and in the know when it comes to the latest changes in the gold and silver markets.
- With a direct connection to the owners, you’ll be able to work directly with them on all financial matters.
- With a 24-hour account setup, you won’t have to wait to start making profits on your investments.
- With thousands of clients from all over the world, you’ll be able to rest assured that they’ve already dealt with any issues that might crop up with your account and are able to successfully solve such issues.
- You’ll get top answers to your burning questions that will enable you to make the smartest and most profitable gold and silver investments based on your specific situation.
Other gold IRA companies to consider (not mentioned in this article) are American Eagle, Brinks, Wilmington Silver and Gold Refinery.
The best gold IRA companies are the ones that offer the best quality of service when it comes to matching prices, security measures, ease of access, customer satisfaction feedback, and more.
When comparing them against each other to make the most informed decision, you’ll know that the top companies have your investment at heart. Their many years of experience will also enable them to negotiate on the behalf of their clients to get access to the best items at lower costs.
As you can imagine, investing in physical gold comes with its challenges. This is why many investors opt to use a reputable gold IRA company that specializes solely in this particular asset – as opposed to doing it all by themselves.
This chosen provider will be able to focus completely on your needs and requirements as an investor. They’ll deal directly with you and ensure that such needs are met.
Investing in gold generally lacks instructions which means that gold investment companies (that might also be investment companies in other precious metals) take care of all that’s required.
You won’t have to worry about storage options, insurance, availability, or costs. Everything is taken care of by the experts who handle your retirement fund with great ease and round-the-clock security.
Gold IRA companies will also offer you investment advice that’s tailored to your specific needs. They’ll usually provide you with a free gold consultation to help you make the best decision possible before starting the process.
As gold investing comes with its challenges, this is where they prove their value, helping you avoid obstacles and find solutions as needed.
There are several things that you’ll need to keep in mind when looking for a company with which you can invest in precious metals through an IRA scheme.
Let’s have a look at these factors.
Investing in gold bullion is serious business. This is the reason why you must look for companies with a solid track record of delivering the best service possible.
They should be able to demonstrate comprehensive knowledge within this particular sector and have their customers’ satisfaction on their priority list at all times.
They shouldn’t be new to the game as they’ll need to be well informed about the industry and how it operates. They should also have an established happy client base which will ensure that they offer a high-quality service.
When trying to identify whether a company’s reputation lives up to its name, don’t just stick to online feedback. If possible, check out their physical location and ask to speak with some of their past customers about their experience. This will help you to get a much better understanding of what it is they have to offer.
Speaking of past customers, positive reviews are an essential part of finding the right precious metals IRA company for your future investments.
These gold IRA reviews can be found online, but even more helpful are the feedback forums you’ll find in local communities. This way, you’ll be able to discover what other investors have to say about them as well as how they view their services.
Do not be afraid to do your research and ask around for both the pros and cons of investing with a company as opposed to another. This will ultimately allow you to make the right decision for your needs.
For those who are new to investing in this particular industry, the company they choose must take the time to walk them through all the steps involved.
This means that they should offer you a free consultation and advice on how to go about investing in gold. They’ll usually present you with all the options available and help you select the one that’s best suited to your needs and requirements as an investor.
They should also guide how much of your retirement fund you should invest in a gold IRA.
They should also be able to explain to you why investing with their company is the right move as opposed to other companies in the same industry.
Through this process, they’ll ensure that you’re fully informed about what risks and potential gains are involved so that you can make an informed decision.
Though investing in precious metals comes with an inherent risk, the security measures that are put in place by companies can significantly reduce this to a bare minimum.
You’ll want to look for companies that make use of the most secure storage facilities possible when it comes to your hard-earned assets.
Some of the most reliable precious metals IRA companies make use of vaults in highly secure, insured, and guarded facilities.
These could be located in geographically private areas such as islands or other remote places. Furthermore, they should be staffed by experts who will ensure that you get your assets back when (and if) requested.
The location of vaults used is also crucial as they should be far away from the company’s main office, reducing the chance of them being robbed or attacked. Additionally, you’ll want to know how often their security systems are checked and tested to ensure that they’re up to date.
Gold IRA companies should store your physical gold in a segregated storage option to protect it from theft or damage while ensuring full documentation for all of the precious metals within the account.
This provides you with peace of mind knowing that your investments are safe and can be traded or sold at any time.
Finding companies that offer highly competitive pricing structures can help you make the most of your investment. The pricing structure when dealing with a precious metal IRA account should ideally involve a low storage fee structure, without any other hidden charges.
You should be able to find out more about how pricing works when you request a free consultation. Even better would be if the company has all the fees listed on its website to ensure that everything is clear from the get-go.
The best companies usually charge an upfront setup fee for your account and then charge additional monthly costs depending on the situation. If hidden charges start coming up, it could be a sign of trouble and may indicate other red flags you might have to consider.
While gold is a popular option, there are other varieties of precious metals that can be invested in. Some companies offer silver and platinum as alternatives to the traditional gold IRA.
In addition, some companies also offer numismatic gold coins (such as those that include a Canadian maple leaf and other popular icons) as part of their services. Some IRAs also deal with collectibles including art, oil paintings, and real estate.
You should be able to find out more about the potential of opening an additional precious metals IRA account when you request a free consultation. Ensure that you make the best use of such a consultation to ask as many questions as you can.
With a gold IRA account or even any other type of precious metal IRAs (including silver platinum, and palladium), consider how easy it is to make withdrawals.
You’ll want to find out if there are any withdrawal fees involved with the service and how much these will be, before making your initial investment. Furthermore, you should also know how long it takes for money to reach your account (it may/may not be instantaneous).
Look for companies that make use of electronic transfers, checks, and wires to ensure that you’re able to get your money out of the investment quickly if needed.
If there are any penalties associated with withdrawing your funds, this may make it more difficult or costly for you to take advantage of any potential opportunities that come up in the meantime so ensure you know the full picture before making any final decisions.
You should also keep in mind the quality and fineness of gold when investing with a precious metals IRA company. A serious company should be able to tell you about the qualities of any coins or bars it is offering.
The price of gold from a top-quality approved depository will often be higher than gold from a lesser-known facility. Furthermore, the fineness of gold should be one of your main concerns when evaluating any potential IRA investment company.
In general, you’ll want to get 24k or 22k gold for your IRA accounts rather than investing in 21k or lower grades. At the same time, it’s also best to avoid investing in pure gold as this will make it much more difficult for you to liquidate your account, should you need to at some point.
You should also think about diversifying your IRA portfolio when investing with a gold IRA company.
Gold, silver, platinum, palladium, and other metals are all beneficial options in terms of protecting your savings from various economic risks. At the same time, they’re also great opportunities to add value to your investment over time.
A trust company offering you IRA services should also be able to help you diversify your portfolio. They should be able to offer comprehensive guidance on the best investment options that will allow you to balance out any potential risks.
This can help ensure that all of your investments are working together in unison and won’t work against one another when conditions change in the future.
When it comes to diversification, physical precious metals are often considered low-risk options. They also tend to perform well in times of economic crisis, which is why people are increasingly investing with gold IRA companies.
While paper assets such as stocks, bonds, and currencies are popular options for diversification (and might be offered by the company you’re considering), they can also be just as risky as relying on a single investment alone.
With paper assets, you need to watch the strength of the underlying economy that’s backing up these investments just as much as you need to monitor their own performance.
For instance, if an investment struggles due to poor economic conditions, it may also become much harder to trade and can even result in a loss.
With that said, you might also want to consider investing in cryptocurrencies with a gold IRA company. While this isn’t one of the more conventional investment options, cryptocurrencies can actually prove to be an ideal form of diversification for your portfolio.
In addition, many gold IRA companies now offer cryptocurrency options for those looking to diversify their portfolios and ensure greater stability even during volatile market conditions.
Understanding diversification and the various types of investment you can make is nowadays made easier through the use of investment apps. These can give you fresh ideas on how to make the best use of your assets.
When it comes to times of crisis, some people are unaware of the many benefits of gold IRA companies.
Gold is a valuable commodity that has held its value for hundreds of years. This means that it’s not just another investment on which you can lose money. It also makes it an ideal tool for protecting your savings during unstable times in the financial world.
For instance, in times of hyperinflation or when a country’s currency is collapsing, gold can help reduce your losses and ensure that the value of your savings isn’t wiped out completely. In this way, it serves as a form of insurance against any potential risks to your financial well-being.
Moreover, with the prices of precious metals expected to continue rising in the long term, you’ll be able to get your money’s worth.
Rising interest rates also mean that bonds and stocks may not provide an ideal investment at the moment. With gold IRA companies, however, you’ll have a solid alternative to these falling investments.
Moreover, when it comes to taking out a loan against your gold, you’ll typically be able to do so without having to pay any additional fees. This makes it a commodity that can also help boost other forms of investment and should improve the overall value and stability of your savings moving forward.
Annual fees will vary depending on the IRA company that you choose and what type of investments they offer. You should be able to find out about their fees by requesting a free consultation and speaking with a representative.
A self-directed IRA is an IRA that you set up on your own. This type of investment vehicle allows you to choose the specific stocks, bonds, and precious metals that you want to invest in.
Most often, this is not recommended for beginners since there are many potential pitfalls that an established company can help you avoid.
A silver IRA is an example of a precious metals individual retirement account in which you make investments with your savings. They are similar to gold IRAs, but they allow you to invest in silver (as opposed to a gold IRA).
There are no rules that dictate what IRA fees need to be paid. Depending on the company you choose to do business with, you may incur certain charges when opening an account, making investments, withdrawing, etc.
Using online legal services might also be a good idea when trying to understand the rules involved in setting up a gold IRA account. Such services will ensure that you’re being legally compliant and that everything is set up according to the laws in your region.
A metals dealer is a business that deals in the buying and selling of gold and silver. For example, if you’re looking to sell some of your gold or silver to liquidate your account, you’ll need the services of a reputable metals dealer (which is usually the same company used to buy them in the first place) to help facilitate this process.
Yes, the IRS wants to know about your income so you are obligated to report any purchases of gold, silver, or other precious metals.
IRS rules are there to be followed and this also applies when you buy gold, including gold bars and bullion coins, or take part in any type of investment option.
A gold IRA rollover is the transfer of your individual retirement account to another IRA. This process includes cashing out your old 401(k) plan and converting this money into an IRA account that you can then use to invest in gold, silver, or other precious metals.
Yes, many of the better-rated companies have an A+ rating on the Better Business Bureau (BBB) and this means that such companies might be better investment options for your specific investment portfolio needs.
In addition, the business consumer alliance is also a good place to research various companies in order to determine the best company to go for. Trustlink is also another website you might want to check out.
A Roth IRA is another type of retirement account that is similar to a traditional IRA, where all taxes are paid on money that goes into your specific account with no future taxes being paid on withdrawals.
With this type of account, you won’t be taxed when it comes time to take distributions from your account.
In conclusion, finding the best gold IRA company will help you take advantage of this valuable commodity while also protecting your savings.
You’ll be able to find out more about the top companies that provide these services when you request a free consultation. These companies are all highly recommended and should ensure that your money is being handled properly.
To recap, the best Gold IRA companies right now are:
- Augusta Precious Metals: Best for diversifying your savings in volatile times.
- Birch Gold Group: Best for protecting yourself from the volatility of stock markets.
- Goldco Precious Metals: Best for overall investment in gold.
With the above list of companies, you’ll be well on your way to safeguarding your financial situation when you choose to invest in a gold IRA account.
What do you think of gold IRAs? Will you be investing in one or have you already done so? Please let me know in the comments below.
Further reading on AdamEnfroy.com: Did you know that you can rollover your IRA and buy bitcoin with the assets?
Bitcoin IRA is a company that can help you do just that.
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